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Available 24/7 | Licensed Since 2003

Your Next Move
Starts Here

Over 20 years of trusted experience helping families buy & sell homes in Durham Region & the GTA.

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HomeLife/Vision Realty Inc.
Investment Properties Residential Luxury Estate Planning Pre-Construction Land Acquisition Asset Management Commercial Sales Investment Properties Residential Luxury Estate Planning Pre-Construction Land Acquisition Asset Management Commercial Sales

About Me

Homayun Afzalzada
B.Sc., Civil Eng.  |  Sales Representative

HomeLife/Vision Realty Inc., Brokerage

Over 20 years of trusted experience helping families buy & sell homes in Durham Region & the GTA.

My Promise to You

  • check_circle Professional photography & MLS exposure
  • check_circle Strong negotiation to get you top dollar
  • check_circle Full-service representation from start to closing
  • check_circle Strategic pricing & market analysis
  • check_circle Honest advice & available 7 days a week

Dedicated. Experienced. Results-Driven.

20+

Years Experience

24/7

Availability

5.0

Client Rating

Services

How I Work for You

home

Buyers Welcome

  • check_circle First-time buyers welcome
  • check_circle Referrals to trusted mortgage brokers at no cost
  • check_circle Step-by-step guidance through the process
  • check_circle Strong negotiation on your behalf
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sell

Sell Smart, Pay Less

Full service listing with maximum exposure.

  • check_circle Professional photography & MLS exposure
  • check_circle Strategic pricing & market analysis
  • check_circle Strong negotiation to get you top dollar
  • check_circle Free home market evaluation
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Commercial & Leasing

  • check_circle Commercial sales
  • check_circle Leasing
  • check_circle Investment properties
  • check_circle Residential & pre-construction
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Luxury tropical resort

Buyer Incentive

Buy Your Dream Home.
Get a Free Luxury Vacation
for Two.

Purchase your next home with me and enjoy an all-inclusive tropical getaway — my gift to you after closing.

✈️

Round-trip Flights

From Toronto Pearson

🏨

4-Star+ Resort

7 Nights All-Inclusive

🍹

Everything Included

Meals & Drinks

How It Works

Your Journey With Homayun

Transparent. Stress-free. From start to finish.

1

Free Consultation

We meet, assess your goals, and build a custom strategy — no obligation.

2

Market Analysis

Full property evaluation with market data and comparables.

3

Launch & Execute

Pro photos, MLS listing, targeted marketing — we handle everything.

celebration

Sold & Saved

Close the deal, keep more equity, celebrate your next chapter.

The Advantage

Why Clients Choose Homayun

Two decades of closing deals across the GTA. Here's what that experience means for you.

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Licensed Since 2003

Over 20 years of active market experience across residential, commercial, and investment properties. No learning curve — just results.

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Full-Service Representation

From market analysis to closing day, I handle every detail. Negotiations, inspections, paperwork, timelines — nothing falls through the cracks.

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GTA-Wide Coverage

Toronto, Durham, Peel, York, Halton — I know every neighbourhood, every market trend, and every opportunity worth pursuing.

Your Biggest Advantage

See How Much You Save

Slide to your home's value. See the real difference.

$400K $5M

Home Value

$800,000

Traditional Agent (2.5%)

$20,000

With Homayun (1%)

$8,000

You Keep

$12,000

Claim Your Savings

*Buyer agent commission may apply.

Mortgages

Mortgage Guidance
You Can Trust.

Over 20 years in this market means established relationships with brokers and lenders who deliver. My clients receive priority service, competitive rates, and pre-approval timelines that don't hold up their purchase.

I coordinate directly between you, your broker, and your lawyer — keeping everyone aligned from pre-qualification through to closing. Use the calculators below to run your own numbers.

Get a Free Mortgage Referral

Client Reviews

Trusted by Families Across the GTA

starstarstarstarstar

"Homayun spotted issues other agents missed entirely. His extensive experience and technical knowledge saved us from a major mistake. Couldn't recommend him enough."

Sarah & David M.

First-time Buyers, Whitby

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"Sold in 4 days above asking. Homayun goes above and beyond for his clients every single time. Truly a professional who cares about results."

The Patel Family

Home Sellers, Ajax

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"Professional, ethical, thorough. Homayun helped us acquire a $2.4M commercial plaza with zero stress. He handled every complexity."

Michael R.

Commercial Investor, Oshawa

Serving the GTA

Communities I Serve

Deep local knowledge across every pocket of the Greater Toronto Area and Durham Region.

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Toronto

Downtown & Midtown

apartment

North York

Yonge Corridor & Beyond

landscape

Scarborough

Bluffs & East End

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Markham

York Region

park

Richmond Hill

York Region

home_work

Vaughan

Kleinburg & Woodbridge

domain

Mississauga

Peel Region

villa

Brampton

Peel Region

cottage

Oshawa

Durham Region

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Whitby

Durham Region

water

Ajax

Durham Region

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Pickering

Durham Region

Let's Talk

Get Your Free Market Evaluation.

No obligation. No pressure. Just an honest, data-driven assessment of your property's value.

Get Started

Let's Work Together

Available 24/7 — call, text, or fill out the form below

Homayun Afzalzada

Homayun Afzalzada

Sales Representative

Licensed Since 2003

HomeLife/Vision Realty Inc., Brokerage

Independently Owned & Operated

Your information is secure and will never be shared.

Free Home Evaluation

Find out what your property is worth in today's market. Fill out the details below and I'll prepare a comprehensive evaluation — no obligation, completely free.

Your Contact Information

Property Details

Your information is confidential and will never be shared. I'll be in touch within 24 hours.

Mortgage Calculator

Calculate your estimated monthly mortgage payments based on purchase price, down payment, interest rate and amortization period.

Your Payment
$3,635
per month
Mortgage Amount
$640,000
CMHC Insurance
$0
Total Interest
$450,460
Total Cost
$1,090,460

Results are estimates only. Contact Homayun for a personalized quote.

Land Transfer Tax Calculator

Calculate Ontario and Toronto municipal land transfer taxes, including first-time buyer rebates.

Ontario LTT Brackets

  • 0.5% on first $55,000
  • 1.0% on $55,001 – $250,000
  • 1.5% on $250,001 – $400,000
  • 2.0% on $400,001 – $2,000,000
  • 2.5% on amounts over $2,000,000
Total Land Transfer Tax
$22,950
Ontario LTT
$12,475
Toronto Municipal LTT
$10,475

Results are estimates only. Contact Homayun for a personalized consultation.

CMHC Insurance Calculator

Calculate your CMHC mortgage default insurance premium. Required for down payments under 20%.

CMHC Premium Rates

  • 5% – 9.99% down → 4.00% premium
  • 10% – 14.99% down → 3.10% premium
  • 15% – 19.99% down → 2.80% premium
  • 20%+ down → No insurance required
CMHC Insurance Premium
$22,320
Premium Rate
3.10%
Mortgage Amount (incl. premium)
$742,320
Total Cost of Home
$822,320

Results are estimates only. Contact Homayun for a personalized consultation.

Affordability Calculator

Estimate how much home you can afford based on your income, debts, and down payment.

Car loans, credit cards, student loans, etc.

How It Works

  • GDS Ratio ≤ 32% — Housing costs vs. gross income
  • TDS Ratio ≤ 40% — All debts vs. gross income
  • Property tax estimated at 1% of home value
  • Heating estimated at $150/month
You Can Afford Up To
$685,000
Max Mortgage
$585,000
Monthly Payment
$3,370
GDS Ratio
32.0%
TDS Ratio
37.0%

Results are estimates only. Contact Homayun for a personalized assessment.